This week, I’m writing about the goals that I set for 2012. Dave Ramsey’s book EntreLeadership recommended setting goals across seven key areas of life: career, financial, spiritual, physical, intellectual, family and social.

If you’re interested, you can read more about the process that Cacey and I used to set those goals here.

Today’s post is focused on the financial, spiritual and physical categories. This will be the least specific and shortest post because many of them aren’t things I would post online. But I’ve still got a few good ones to list.

Pay down debt by $x. We have some opportunities that could come into our reach in 2013, but only if we pay down our debt by a fairly audacious amount. So we set a pretty audacious goal with specific targets for how much we were going to pay down, and in what order. We’re going to monitor our progress twice a month.

Grow cash reserves to $x. It only takes having a “liquidity crisis” once to learn this lesson and I think that happened for me 15+ years ago. If we have to tap our cash reserve, we work to build it back up in a month or less. But most of the time, it just sits there and collects interest. When you have it, you don’t need it. (How much should this be? Ideally, enough to cover 3-6 months of expenses. I wish mine was that large. It’s not.)

Read through the New Testament. I’m a Christian, so reading the story of God creating a new covenant of hope and promise with mankind is meaningful and important to me. Cacey and I both use YouVersion on the web and on our phones, and they have an awesome daily reading plan. I picked one called Project 345 and I have it delivered by email (I’m anal retentive about clearing out my inbox so that will make it happen).

Work out 12x per month. This means I’ll continue to shoot for hitting the gym 3x a week. Working out at hotel gyms will count, too. I try to do 15 minutes of weights and 25-30 minutes on the elliptical. (This is the primary place I get my reading time in, too.) What changed? If I can’t get to the gym 3x in a week, I’ll have to make it up. I’ll either go 4x the following week, or I’ll make it up by going for a 30-minute run that week.

Develop and stick to a food routine (by Jan 31). I’m a creature of habit when it comes to food. I usually find my 1 or 2 things I order at a restaurant and stick to those. I want to create a better routine for how to make good food choices, especially when traveling.

So there you have it: most of my financial, spiritual and physical goals for 2012. What did I miss?